A Mortgage Loan is one of the simplest and cheaper ways to get large sums of funds. Be it the expansion of a business, funding a child’s education, paying off accumulated debts, or any other emergency, a mortgage loan from Today Finserv can make it happen.
A mortgage loan is a secured loan in which a borrower pledges an asset which in most cases, is usually real, immovable property, for example, a house or a commercial building. It is a way for you to finance the purchase of property without losing ownership, so it is an attractive option for many.
Today Finserv we have a simple, clear and defined the steps so as to ensure that our clients have a personalized mortgage loan.
Why Choose Today Finserv for Mortgage Loans?
Commitment to customers is what sets Today Finserv apart. We work towards acquiring and providing affordable solutions that help our customers, whether individual or business, to scale their goals. Today Finserv, having mortgage loans, aims to offer its customers the ideal mix of affordability, flexibility, and convenience.
Benefits of Today Finserv Mortgage Loans
High Loan Limits
Value your property up to 60-80% of its market value and gain access to much money to cater for high expenses.
attractive Interest Rates
Take benefit of well-priced interest rates which means repayment will be simple and not a cause of stress.
Light Repayment Tenures
Repaying duration of 5 to 15 years can be selected to ease your financial obligations.
Short Processing Time and Procedures
Having a direct lending policy allows you to secure necessary funds with minimum bureaucratic hurdles.
Retain your Property
You can fence your property and still own it and use it as normal.
Features of Today Finserv Mortgage Loans
- Types of Properties: Loan can be taken against almost any residential, commercial, and industrial properties.
- Multiple Financing Needs: The total loan amount can be put into multiple requirements such as business growth, sickness, and health requirements, marriage, education etc.
- Fair Policies: There are no hidden costs involving charge which aid in clarity and transparency of loan application and repayments.
- Interest-Only Mortgage: Some customers may apply for additional borrowing on their existing mortgage loan.
Who Is Eligible To Apply For A Mortgage Loan?
Finserv Mortgage Loans are best suited for the following today:
- Entrepreneurs: for business growth, capital investment, or increasing working capital.
- Salaried: To accomplish personal objectives and handle unforeseen circumstances.
- Self-Employed: to carry out plans or pay off debts.
Eligibility and Documentation
Eligibility Criteria
- A citizen of India aged between twenty-one and sixty-five years.
- Possession of a real asset that is not embroiled in legal risks.
- Dependable standard of earnings.
Required Documents
- Photo identity (Aadhar card, PAN Card, passport).
- Proof of address (electricity bills, voter's ID).
- Papers regarding a property (deed of title, sale agreements).
- Papers documenting income (pay stubs, ITR, or statements from banks).
How to Apply for a Mortgage Loan
- Get in Contact: The first step is contacting them i.e. Today Finserv, either by phone, email or visiting their branch office.
- Provide documents: After which you should provide them with the documents necessary for the process.
- Loan Approval: Upon verification, the loan will be approved and witnesses' money will be available for disbursement.
Why Today Finserv?
Owing to its upholding standards and focus on customers, Today Finserv is a good financial partner to have. Our skilled personnel brings up the fact that each of the steps that accompany taking the loan is straightforward, open, and relevant to one’s desires.
Your property is more than just an asset as it is a monetary resource as well. With Today Finserv Mortgage Loans, you stand a chance of accessing that value to pursue your goals without losing ownership.