Today Finserv allows you to buy plots which is step one to building your dream home. If your plot loan dreams have not come true, fret not because Today Finserv Plot Loan is here for all your future development land or house needs. They provide their customers with great value, flexible repayment schedules as well as hassle free processes.
Why Apply for Today Finserv Plot Loan?
Wide range Of Loan Choices
Every borrower’s wants vary and Today’s Finserv knows this too well. Our plot loans are tailored in such a way that comes with flexible repayment plans, loans amounts and time to cater to your specific financial need.
Interest Rates That are Greatly Competitive
For individuals acquiring a plot of land, we are making it easier for you to borrow due to our low interest rates set within the market.
Less Amount Of Paper Work
Hate lengthy paper work worry no more. You are required to show minimal documents for your clients which guarantees maximum speed while attempting to get the loan signed within a short time.
Great Loan To Value Finishing Ratio
A Today Finserv Plot Loan allows you acquire more than 80% of the value of the land making it cheap for you to pay down the deposits.
EMI is the same thing as Equated Monthly Instalments. EMI, however, is highly customizable, and each client can decide what switch will work best for them. For the best customer experience, EMI calculations are simple and will not wear on one’s mind too much. Juggling between repayments and other life responsibilities is usually extremely daunting and stressful, but Today Finserv tries to alleviate that burden.
Features of Today Finserv Plot Loan
- There are two broad types of loans available: loans to acquire and develop a property for ones’ own use, and investment loans for people looking to acquire a certain amount of real estate.
- Loan Tenure: A person can get anywhere between 5 to 20 years to repay the loan.
- They call this feature cash/employee volunteering: empowering employees to assist an employer with technical matter of the website or a cash process with little cost. Another feature of today Finserv’s loan portfolio is a quick loan approval process.
- Emi Payment: At Today Finserv, they try to incorporate flexibility into the repayment plan, which allows clients to pay their loans in advance with relative ease, however, there are penalties which will be deducted from the borrower’s’ money, but no burdensome ones.
Eligibility Criteria
You don’t have to go through any long winded processes because they are extremely straight forward. You don’t even need to chase professionals in order to know whether you qualify for a loan or not, because almost all the criteria is self contained.
- Age: A loan applicant must be between 21 and 60 years of age.
- Income: Must be able to show proof of earnable income, like requirements for a bank.
- Credit score: the higher your credit score, the more likely to be given the loan
- Property location: The loan can only be issued for land within a municipality, or within reach of a recognized local authority.
Documents Required
You will be required to asl for these things because each component of real estate is utterly unique.
- Identity Proof: Any government issued identification like an Aadhaar, PAN, Passport, or driver’s license will work.
- Address Proof: Utility bills, rental agreements, or any government issued identification.
- Income Proof: salary slips, bank statements, tellable finance documents, or made IT returns.
- Property Documents: Sale deed, the title deed, and the Agreement to Sell.
A Loan emplied by our team could be claimed in four simple stages
- Apply Online Fill out the application on the provided loan empliers website and you're good to go.
- Documentation After applying simply upload any required documents and the payment will be made soon after.
- Acceptance After reviewing the application, the payment will allow for quick funds to be transferred in your account.
- Payments. Funds will be approved and transferred to your account in no time.
There are many benefits while Investing through Today Finserv:
- Freedom Design the house that you have always dreamed of spending time in and make use of the empty piece of land you bought.
- Smart Financial Move Buying a piece of land is a beneficial investment since its value increases over time.
- Forever Relaxed After taking a loan through today services, you will find the service affordable and stressfree.
Feel free to reach me out, let's work together and further discuss this!
Faqs
Is there any chance the plot loan can be applied for in joint names?
Be it a member from your family or a spouse, you can easily apply for it with a co applicant in order to have a better chance at being approved of higher eligibility and repayment capacity.
What would happen if I do not meet the terms of repaying the loan?
If you don’t repay the loan as agreed upon, Today Finserv has every right to file a lawsuit against you which could also mean recovering the financed plot., It has been encouraged to speak with the team about the issues and alternate repayment methods can be explored.
Are there any extra costs that will incur?
A few extra costs could be involved some includes processing fees, legal fees or administrative ones. All of these cost would in detail be communicated during the loan application process.
Does the plot loan cover construction?
Yes, the Today Finserv Plot Loan can be used on constructions covering build lots, but if you plan on building a home on the land then I recommend looking at the construction loans we offer separately.
How do I reach out to Today Finserv's customer service for additional questions?
You can call us or send us an email. Alternatively, you can visit our website where you will get more information tailored to meet your needs.
