Maintaining a thriving business demands more than passion and insights; it requires unwavering financial backing. Whether it is a new venture, expansion of operations, equipment upgrades, or cash flow management, having access to reliable funding without any hurdles is a game changer. That is exactly where Today Finserv comes in with flexible and tailored business loan options designed to assist you in your growth.
What Makes Business Loan from Today Finserv Stand Out?
At Today Finserv, we appreciate how every business comes with its own challenges and dreams. Our aim is to assist small entrepreneurs, established small businesses, and large corporates with the finances that are critical especially during tough times. Here’s what makes us unique:
Customized Loan Products
Businesses come with different set of requirements. Keeping this in mind, Today Finserv has a variety of loan products which include working capital loans, equipment loans, term loans, invoice financing, among others. Irrespective of whether you are into manufacturing, retail, services, or trading; we have options that best meet your sector and objectives.
Quick Approval & Disbursal
Time is critical in business. Submit an application with minimal paperwork and receive approval within 24-48 hours. With our swift-track approval processes, we ensure you do not waste valuable time waiting. Once funding is secured, funds are disbursed promptly so that you are able to take action when opportunities become available.
Competitive Interest Rates
To ensure that your business loan is cost-effective, we offer loans at competitive interest rates. Our policies are fully transparent, meaning there are no hidden charges and complete clarity on the repayment schedule is provided from the beginning.
Flexible Repayment Options
We offer repayment tenures from 12 months to 60 months to accommodate varying business cash flow cycles. This flexibility ensures you have the option to choose the plan that aligns best with your financial cycle.
No Collateral Required
Today Finserv does not require borrowers to pledge an asset in exchange for funding, making business loan unsecured. This is especially beneficial to small businesses and startups that do not have access to collateral.
Important Aspects of Today Finserv Business Loan
- Loan Amount: From ₹50,000 to ₹50 Lakhs
- Loan Tenure: From 12 to 60 months
- Loan Processing Time: 24 to 48 hours
- Documentation: Minimal and hassle-free
- Eligibility: Turnover, business vintage, and credit profile based
- Top Up Facilities: Offered on active loans with good repayment history
Who Is Eligible to Apply?
Today Finserv business loans are aimed at capturing a diverse set of entrepreneurs and business owners, which includes but is not limited to:
- Sole Proprietors
- Partnership Firms
- Private Limited Companies
- Self-employed professionals, for example, doctors, architects, and Chartered Accountants
- Traders, wholesalers, and retailers
- Revenue-generating Startups
A business owner with at least one year of business practice and an annual turnover of ₹10 lakhs qualifies for a business loan with Today Finserv.
List of Required Documents
- Business loan applications with Today Finserv are straightforward. The requisite KYC documents like PAN and Aadhar are needed along with a Shop Act license or GST registration as proof of business existence.
- Bank statements for the last six to twelve months are required. Other financial documents include tax returns or audited statements for larger loans.
- Lastly address proof and identity verification is required.
- Our experienced team will make your entire application procedure effortless and will walk you through every step.
How to Apply?
To apply for a business loan with Today Finserv, simply follow the in-app or website steps for a fully digital and straightforward process:
- Visit the website or use the mobile application.
- Provide business and financial information in the application form.
- Submit the necessary documents through the secure channel.
- Get instant eligibility check and approval.
- Receive funds directly in your designated bank account.
For additional assistance, please call customer support or visit one of the partnered branches.
At Today Finserv, we strive to empower businesses and aid in their unrestricted growth. Be it your first venture or your next one, our tailored business loan simplify your finances and help you achieve your goals.
Avoid losing momentum due to delays in funding. Apply for a business loan with Today Finserv and move forward toward your business objectives.
