In today highly competitive financial market using your home to meet urgent financial requirements is a wise and strategic choice. If it's for the expansion of your business, financing an education for a child, managing an illness or resolving debt or consolidating debt, using a Mortgage loan offered by Today Finserv provides a secure and flexible option. As a dependable Financial partner Today Finserv provides you with a custom Today Finserv mortgage loan services that will satisfy your financial needs in a manner that is easy, transparent, and speed.
What is a Mortgage Loan?
The term "mortgage loan" refers to a mortgage is also referred to as the credit against property is a secured loan in which you pledge your home or commercial property to get money. The amount you are granted is contingent on the market value the asset, but you are able to own the property, and use the money to meet your requirements.
Why Choose Today Finserv for Mortgage Loan?
We at Today Finserv, we understand that every borrower has different requirements. We offer mortgage loan options are designed with affordability and flexibility in mind, which ensures the smoothest borrowing experience from the moment of application until the time of disbursal.
What sets us apart
- Higher Loan Values You can get the maximum of 60-70% the home's worth as an installment loan.
- attractive interest rates Rates that are competitive and reduce you EMI burden.
- Flexible Tenure Terms of repayment ranging between 5 and 20 years.
- Fast Processing Rapid approval and very little documentation.
- transparent terms There are no hidden costs or unclear clauses.
Who Can Apply?
The mortgage loan we offer is accessible to:
- Salary-paying individuals
- Professionals who are self-employed
- Business owners
- Property owners who have an undisputed title
- If you're seeking to raise funds for your business or handle your personal debts, a mortgage is the perfect solution.
The benefits of a mortgage loan through Today Finserv
- Lower Interest Rates as a secured mortgage, mortgage loans usually provide lower rates of interest in comparison to personal loans and credit cards.
- A longer repayment period Choose a duration that is suitable for your budget and your repayment capacity and makes EMIs easier to manage.
- Use the funds for free There aren't any restrictions on how to make use of the funds. From travel and education to expansion of your business, the decision is yours.
- top-up facility Have you got an existing mortgage loan? You are able to apply for a second top-up loan with no requirement for a new collateral.
- Doorstep assistance Our staff are ready to help you whenever you need help and right on your door.
The Process - Simple and Transparent
Making an application for a mortgage using Today Finserv is straightforward:
- Contact us online or by phone.
- Provide basic documents such as identification proof, proof of address income proof, property documents.
- Have your property assessed by our experienced team.
You can get your approval and the money in a matter of days!
Secure Your Future Today
With Today Finserv mortgage loan allows you to unlock the full potential of your home without sacrificing the ownership. If you require funds for professional or personal our team of experts are there to assist you with accessing money quickly and with a sense of responsibility.
Apply today through Today Finserv and get an easy and hassle-free mortgage loan that prioritizes your needs.
Faqs
What documents are required to apply for a mortgage loan?
An applicant is required to submit a proof of identity, an address proof, a proof of income whether in a form of salary slips or IT returns, and bank statements in addition to the bank statements alongside owning relevant property documents. More documents might be needed according to the client's profile.
Can I prepay or foreclose the loan?
Sure, Today Finserv provides the opportunity to prepay, either making partial prepayments or full foreclosure of the mortgage loans. Certain fees might be charged according to the terms of the agreement and if the loan is on a fixed or floating interest rate.
Is the property still mine during the loan period?
Yes, ownership of your property as an asset and its use remains with you. During the course of the loan the lender has the right of usage of the documents on the loaned amount as collateral while the loan remains unpaid, you are entitled to use this property.
What will happen if I do not pay back my loan?
The property tied as collateral for the loan can be sold, and legal proceedings can be initiated in the event of a default. Today Finserv, however, prefers that a borrower contacts them early on in the default process to negotiate potential repayment plans.
Are non-resident Indians eligible to take a mortgage loan from Today Finserv?
If you’re an NRI with property in India, you are eligible to apply assuming the other prerequisites are also met. The paperwork differs somewhat for applicants that are NRIs.
Is it possible to obtain a loan on top of my current mortgage?
If you have paid off some of your mortgage, and have a solid payment history, you might qualify for a supplementary loan.
Does the property need to be protected from losses?
Yes. It is required that mortgaged properties be insured for fire and other calamities during the term of the loan, which offers protection to the both borrower and the lender.
What is the procedure to follow when applying for a Today Finserv mortgage loan?
You can apply online via the Today Finserv site, contact the client care line, or stop by at a branch close to you. You will receive guidance from our loan officers throughout the process.
